Navigating the insurance world and choosing the best plan can be complex. With more than 30 years in the industry, we pride ourselves on the education we provide our clients and the coverage choices we offer. Our knowledge and expertise allow us to design the right benefits plan tailored to you, your family, employees, and clients.
We pride ourselves on developing authentic and trustworthy relationships with our clients. Let us help you with your insurance and employee benefit needs for today and years to come.
* Turning Age 65?
* Retiring?
* Social Security disabled?
At the age of 65, when retiring, or becoming Social Security disabled you become eligible for Medicare. Many people think of this as a big change in their health care and it can be. We will provide education about: Original Medicare, Enrollment Periods, Medicare Supplements, Medicare Advantage and Prescription Drug Plans. Our process will bring comfort to you and assist you in making the right decision for your coverage.
*Self-Employed?
*Is Coverage not offered by your employer?
*Need coverage until turning age 65?
*Aging out of group plan?
There are many options for individual health insurance today and it is very important that the right selection is made when applying for coverage. Let us work with you in determining the best carrier and coverage for you and/or your family based on providers, needs and budget. Also, we can provide information on premium tax credits that can make your health insurance most affordable.
Does your company need to offer:
*Employee Benefits?
*Quality Benefits?
*Affordable Benefits?
Employee benefits are in many cases the second or third largest expense for a small business and there needs to be extra attention paid to selecting the best plans and communicating them to employees. We assist with the following: Provide a proposal that includes the best carriers and pricing for your group. Include options for medical, dental, vision, life, and disability coverages to make a complete benefits package. Provide an online experience for administering your plan along with an employee portal for education and electing coverage.
Collaboration is key when it comes to this complex industry. If you offer large group benefits, property and casualty, financial planning, human resource consulting, and banking or accounting services, we can partner with you to complement your offerings and be a great resource for you and your clients.
Warren Kolb, Managing Member
My insurance career started in 1988, and I have since served countless individuals, employers, and their teams with customized health insurance plans that positively impact all parties. This industry has only become more complex as the years go by, and that’s why the goal for my team and I is to provide a personal and educational experience that allows clients to know they have the right coverage for their needs.
Our team is made up of tenured professionals that are passionate about providing clients with thoughtful and comprehensive individual insurance and employee benefit advice. Let’s start the conversation to give you better results that fit within your budget.
Individual Insurance Solutions, LLC is an independent insurance agency offering a personalized approach for coverage to individuals, employers, and employees of employers to bring them an individual insurance education.
